McAllen Business Interruption Insurance Attorney
From worldwide pandemics to natural disasters and other unexpected occurrences, business owners can face interruptions to their activities that can lead to significant financial hardship. If you own a small business, you may have purchased business interruption insurance to help your company during these times.
Unfortunately, filing a business interruption claim is not always a seamless process. The insurance company could deny your claim or offer you a lower amount than what is necessary to keep your business running. In these situations, the McAllen business interruption insurance lawyer at the De La Garza Law Firm can help you obtain the funds you need.
Why Choose Us?
- Our firm values direct, honest communication with our clients. We will handle your case from start to finish and always answer any questions you may have
- Most insurance disputes settle outside of the courtroom during negotiations. Our attorney has the negotiation skills, experience, and strategies to fight for your best interests during this process.
- We operate on a contingency fee basis for maximum affordability. You do not have to pay legal fees unless we secure a settlement on your behalf.
What Is Business Interruption Insurance?
If you own a business, purchasing business interruption insurance can help cover any financial losses you suffer if you cannot conduct your business as usual. The coverage will provide the income you would have normally received if you remained open. You typically purchase business interruption insurance in addition to property insurance.
The circumstances surrounding your interruption must be out of your control — for example, a flood that destroys your storefront would likely qualify for a business interruption claim. You may also receive coverage for natural disasters, fires, building collapses, and other disastrous events. However, the specific types of interruptions that your insurance covers will vary from policy to policy.
Why Would Insurers Reject a Business Interruption Claim in Texas?
While you may file a business interruption claim, this does not guarantee that you will receive funds. An insurance company may reduce your settlement amount or reject your claim altogether, leaving you without the funds you need to save your company.
Insurance adjusters may dispute your calculations regarding your business income, or try to find a loophole in your insurance policy to disqualify your claim. In addition, you may see adjusters prolong the claims process in hopes you take a lower settlement or end your claim. In some situations, the adjusters may reject your claim without explanation.
With a McAllen business interruption insurance lawyer from the De La Garza Law Firm on your side, you can protect yourself against these tactics and have access to the resources you need to build a strong, compelling business interruption claim. We will evaluate each offer you receive and advocate aggressively for your best interests, helping you obtain the coverage you deserve under your policy.
Contact the De La Garza Law Firm Today
If you recently experienced an interruption to your business and you are struggling to file an insurance claim, the McAllen personal injury lawyer at De La Garza Law Firm can help. Our McAllen business interruption insurance attorneys have significant experience guiding business owners through the claims process, helping you obtain the compensation you need to get through this difficult time.
Contact the De La Garza Law Firm today to schedule your free consultation and discuss your legal options.