Yes, you can absolutely file a lawsuit after a car accident, even if you weren’t physically injured. Texas law allows you to seek compensation for property damage, financial losses, and other non-physical harm caused by another driver’s negligence. Contact an experienced car accident lawyer in McAllen.
Understanding Property Damage Claims in Texas
Many people assume that without a trip to the emergency room, they have no case. That’s simply not true. Your vehicle is a major investment, and when someone else’s carelessness damages or destroys it, you have every right to pursue compensation.
In Texas, property damage claims fall under the state’s negligence laws. To successfully pursue compensation, you will need to demonstrate that another party caused the accident through careless or reckless behavior and that their actions directly resulted in damage to your vehicle or other personal property.
What Type of Compensation Is Available in a Property Damage Claim?
In your property damage lawsuit, you can recover compensation to help pay for:
- Vehicle repair costs: The expense of restoring your car to its pre-accident condition
- Fair market value: If your vehicle was totaled, you are entitled to what it was worth immediately before the collision
- Rental car expenses: Reimbursement for a temporary vehicle while yours is being repaired or replaced
- Towing and storage fees: Costs incurred getting your damaged vehicle off the road and keeping it secured
- Damaged personal belongings: Items inside your car that were destroyed or harmed in the accident, such as electronics, clothing, or equipment
- Diminished value: The reduction in your vehicle’s resale value due to its accident history, even after repairs
- Out-of-pocket expenses: Other related costs you’ve had to cover as a direct result of the accident
How Emotional Distress May Factor into Your Case
Physical injuries aren’t the only harm you can sustain in a collision. Car accidents can be traumatic experiences that leave lasting psychological effects. Anxiety about driving, nightmares, or general emotional distress following a collision are real consequences that may factor into your claim. If the incident left you struggling with fear, stress, or other psychological impacts, it is worth discussing these experiences with a personal injury attorney in McAllen who can evaluate whether they qualify for compensation.
Is Hiring an Attorney Worth It for Non-Injury Claims?
Insurance companies may minimize property damage claims, offering settlements that fall short of covering your actual losses. They may undervalue your vehicle, dispute repair estimates, or deny diminished value altogether. Hiring an attorney levels the playing field and strengthens your case.
A Texas car accident lawyer understands how to document your damages thoroughly, negotiate effectively, and push back if insurers fail to treat you fairly. They can identify damages you might not have considered and handle the legal complexities while you focus on getting back to normal life.
Find Out If Your Car Accident Case Requires Legal Attention
Not every car accident leaves you with physical injuries, but that doesn’t mean you walked away unscathed. A totaled vehicle, expensive repairs, rental car costs, and diminished value can add up quickly. De La Garza Law Firm can help you calculate the true cost of your losses and secure compensation for all of the damages you sustained. To get started, contact us at (956) 201-8453 for a free consultation
