Getting into an accident with a rental car is the last thing anyone wants to experience. However, the unexpected can happen, leaving you wondering about your legal rights and financial responsibilities. If you are involved in a rental car accident, here is what you need to know to protect yourself and minimize potential liabilities.
Immediate Steps to Take After a Rental Car Accident
After a rental car accident, your priority should be ensuring the safety of yourself and others involved. Once you’ve addressed any immediate dangers, there are several key steps you should take:
- Call 911 to report the accident and request medical assistance if needed. Even if the accident seems minor, it’s essential to have an official record of the incident.
- Seek medical attention for any injuries, even if they seem minor, as some symptoms may appear later.
- Exchange information with the other driver, including names, contact details, insurance information, and rental car company details.
- Take photos of the damage to both vehicles, the surrounding area, and any visible injuries. If there are witnesses, gather their contact information as well.
- Notify the rental car company of the accident as soon as possible according to its specific reporting procedures.
- Contact a McAllen injury attorney for assistance.
Who Pays for a Rental Car Accident in Texas?
If you did not purchase a collision damage waiver or additional insurance through the rental company, you may be held responsible for damages after an accident. The rental company could charge you for repairs, the car’s diminished value, lost revenue while the car is being fixed, and administrative costs related to managing the repairs.
However, you could recover these costs by filing a lawsuit or insurance claim against the party who caused the accident. In Texas, drivers are financially responsible for any accidents that they cause. By pursuing a claim, you can not only recover compensation for the rental company fees, but also your medical expenses, lost wages, and pain and suffering.
Common Pitfalls to Avoid After a Rental Car Accident
Navigating the aftermath of a rental car accident can be tricky, and it is easy to accidentally make a mistake that could affect your future claim. To protect your best interests, try to avoid these common mistakes:
- Admitting Fault: Even if you believe you may have contributed to the accident, avoid apologizing or accepting blame at the scene. Any admission of fault can be used against you later when seeking compensation.
- Not Gathering Evidence: Failing to collect evidence at the scene, such as photos of the damage, witness contact information, and the other driver’s details, can make it harder to prove your case later. Make sure to document as much as possible before leaving the accident site.
- Neglecting Medical Care: Delaying or forgoing medical treatment after the accident can harm both your health and your legal claim. Seek medical attention promptly, even if your injuries seem minor, and follow your doctor’s recommendations.
- Not Hiring an Attorney: Trying to handle the complex legal process on your own can lead to missed opportunities for compensation and added stress. Hiring a McAllen car accident attorney can help you navigate the claims process, negotiate with insurance companies, and fight for full compensation.
If you’ve been involved in a rental car accident in Texas, it’s essential to seek the guidance of a car accident attorney. After seeking medical care, schedule a free consultation to plan your path to justice.